Count the cost

Have you ever thought about how much those groceries cost that you put on a credit card? When the card carries a balance and you have an interest rate of 10% you are paying too much for those cookies. What about putting off studying until later then having to stay up too late to get it in. Ever think that you should spend more time with your family, loved ones or someone special only to find something else that prevents you from that time. Oh yeah, how about the diet that you were on but now you're enjoying a Little Debbie Snack Cake thinking how much more a second snack may be MORE enjoyable. Puting anything off until tomorrow is never a wise decision. The pain that is caused by not starting or finishing what was planned is a costly decision. You will have plenty of decisions that will impact your life, some small and others large. Have you prioritized your life? Many of the factors that are used in making decisions become selfish desires that are temporary in nature. Did you know that a $1 invested in 1975 in a good growth portfolio could potentially be worth $88.50 by 2005 (plan $30 a month at an average return of 11% over 36 years $151,913). As simple as puting aside a small sacrifice every day could be a life changer today! Apply that to spending time with loved ones, planning your finances (budgeting), studying, dieting, exercising, work or even better, your relationship with God. What are you willing spend?